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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,458 | $98,240-61.9% | $82,312-54.5% | $147,586-74.6% |
| Participation rate | 61.9% | 79.7%-17.8pp | 76.9%-15.0pp | 82.8%-20.9pp |
| Annual return | 38.91% | 30.85%+8.1pp | 25.88%+13.0pp | 578.59%-539.7pp |
| Employer contribution / active EE | $1,909 | $3,192-40.2% | $2,428-21.4% | $4,876-60.8% |
| Participant deferral / active EE | $4,145 | $4,383-5.4% | $3,706+11.9% | $5,439-23.8% |
| Admin fee / account holder | $1,692 | $8,563-80.2% | $5,608-69.8% | $10,886-84.5% |