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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,955 | $80,9830% | $96,544-16.1% | $75,177+7.7% |
| Participation rate | 60.0% | 71.8%-11.8pp | 76.0%-16.0pp | 67.2%-7.2pp |
| Annual return | 14.99% | 27.05%-12.1pp | 25.88%-10.9pp | 160.75%-145.8pp |
| Employer contribution / active EE | $2,425 | $2,282+6.2% | $2,966-18.3% | $2,671-9.2% |
| Participant deferral / active EE | $5,269 | $3,929+34.1% | $4,851+8.6% | $4,126+27.7% |
| Admin fee / account holder | $12,884 | $6,717+91.8% | $8,254+56.1% | $5,651+128.0% |