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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,175 | $100,811-27.4% | $86,698-15.6% | $134,545-45.6% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -15.37% | 29.11%-44.5pp | 35.96%-51.3pp | 418.37%-433.7pp |
| Employer contribution / active EE | $2,540 | $3,490-27.2% | $2,837-10.4% | $4,742-46.4% |
| Participant deferral / active EE | $5,348 | $5,339+0.2% | $4,656+14.9% | $6,401-16.5% |
| Admin fee / account holder | $355 | $10,926-96.8% | $7,492-95.3% | $11,431-96.9% |