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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,341 | $78,423-1.4% | $95,964-19.4% | $79,856-3.1% |
| Participation rate | 51.7% | 73.5%-21.8pp | 77.1%-25.4pp | 69.6%-17.9pp |
| Annual return | 15.03% | 19.37%-4.3pp | 91.64%-76.6pp | 31.71%-16.7pp |
| Employer contribution / active EE | $1,737 | $1,945-10.7% | $2,541-31.6% | $2,471-29.7% |
| Participant deferral / active EE | $3,810 | $3,440+10.8% | $4,167-8.6% | $3,741+1.9% |
| Admin fee / account holder | $85 | $5,622-98.5% | $6,797-98.7% | $5,306-98.4% |