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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,386 | $110,337-29.0% | $102,383-23.4% | $145,877-46.3% |
| Participation rate | 81.0% | 77.9%+3.0pp | 74.5%+6.4pp | 80.3%+0.7pp |
| Annual return | 11.54% | 24.83%-13.3pp | 24.94%-13.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,119 | $4,216-49.7% | $3,870-45.2% | $4,663-54.6% |
| Participant deferral / active EE | $7,140 | $5,621+27.0% | $5,060+41.1% | $6,691+6.7% |
| Admin fee / account holder | $4,796 | $9,750-50.8% | $8,391-42.8% | $13,402-64.2% |