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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,731 | $97,729-64.5% | $83,830-58.6% | $135,379-74.3% |
| Participation rate | 68.2% | 80.0%-11.8pp | 76.1%-8.0pp | 82.6%-14.5pp |
| Annual return | -4.53% | 1287.52%-1292.0pp | 850.97%-855.5pp | 519.79%-524.3pp |
| Employer contribution / active EE | $1,030 | $4,222-75.6% | $3,631-71.6% | $4,779-78.5% |
| Participant deferral / active EE | $1,895 | $4,683-59.5% | $4,082-53.6% | $5,609-66.2% |
| Admin fee / account holder | $125 | $6,674-98.1% | $5,479-97.7% | $10,828-98.8% |