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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,884 | $107,363-62.9% | $92,909-57.1% | $152,897-73.9% |
| Participation rate | 70.0% | 79.8%-9.8pp | 76.0%-6.0pp | 82.5%-12.5pp |
| Annual return | 19.22% | 145.63%-126.4pp | 109.44%-90.2pp | 345.43%-326.2pp |
| Employer contribution / active EE | $877 | $4,222-79.2% | $3,653-76.0% | $4,764-81.6% |
| Participant deferral / active EE | $1,903 | $4,848-60.7% | $4,238-55.1% | $5,851-67.5% |
| Admin fee / account holder | $2,208 | $7,082-68.8% | $5,795-61.9% | $11,599-81.0% |