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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,484 | $86,940+2.9% | $102,434-12.6% | $80,935+10.6% |
| Participation rate | 74.2% | 72.4%+1.8pp | 76.5%-2.3pp | 67.7%+6.5pp |
| Annual return | 13.52% | 18.89%-5.4pp | 29.46%-15.9pp | 35.66%-22.1pp |
| Employer contribution / active EE | $2,304 | $2,370-2.8% | $3,023-23.8% | $2,757-16.4% |
| Participant deferral / active EE | $5,270 | $4,121+27.9% | $5,055+4.3% | $4,299+22.6% |
| Admin fee / account holder | $1,478 | $8,047-81.6% | $9,462-84.4% | $6,924-78.6% |