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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,804 | $86,294-19.1% | $111,303-37.3% | $85,854-18.7% |
| Participation rate | 79.4% | 73.3%+6.1pp | 77.3%+2.1pp | 69.3%+10.1pp |
| Annual return | 15.06% | 19.99%-4.9pp | 54.66%-39.6pp | 318.56%-303.5pp |
| Employer contribution / active EE | $2,026 | $2,043-0.8% | $2,731-25.8% | $2,565-21.0% |
| Participant deferral / active EE | $4,505 | $3,641+23.7% | $4,488+0.4% | $3,952+14.0% |
| Admin fee / account holder | $731 | $8,189-91.1% | $7,965-90.8% | $6,260-88.3% |