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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,471 | $71,873-14.5% | $86,698-29.1% | $68,490-10.2% |
| Participation rate | 78.8% | 72.2%+6.5pp | 76.6%+2.2pp | 67.9%+10.9pp |
| Annual return | -19.24% | 3.54%-22.8pp | 35.96%-55.2pp | -7.85%-11.4pp |
| Employer contribution / active EE | $2,161 | $2,173-0.6% | $2,837-23.8% | $2,597-16.8% |
| Participant deferral / active EE | $4,616 | $3,779+22.2% | $4,656-0.9% | $4,028+14.6% |
| Admin fee / account holder | $2,322 | $6,110-62.0% | $7,492-69.0% | $5,403-57.0% |