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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,716 | $100,194-6.5% | $122,979-23.8% | $86,983+7.7% |
| Participation rate | 69.7% | 73.0%-3.3pp | 77.2%-7.5pp | 69.5%+0.2pp |
| Annual return | 13.52% | 16.47%-3.0pp | 20.12%-6.6pp | 25.83%-12.3pp |
| Employer contribution / active EE | $2,115 | $2,326-9.1% | $3,062-30.9% | $2,584-18.2% |
| Participant deferral / active EE | $5,197 | $4,133+25.7% | $5,003+3.9% | $4,194+23.9% |
| Admin fee / account holder | $15,560 | $10,148+53.3% | $12,864+21.0% | $7,856+98.1% |