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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,894 | $91,198+15.0% | $178,503-41.2% | $79,856+31.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 2.58% | 24.20%-21.6pp | 151.12%-148.5pp | 31.71%-29.1pp |
| Employer contribution / active EE | $2,469 | $3,257-24.2% | $5,011-50.7% | $2,471-0.1% |
| Participant deferral / active EE | $4,700 | $3,237+45.2% | $5,202-9.7% | $3,741+25.7% |
| Admin fee / account holder | $12,649 | $6,748+87.4% | $13,987-9.6% | $5,306+138.4% |