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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,857 | $85,171+43.1% | $172,753-29.5% | $72,976+67.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 4.80% | 27.32%-22.5pp | 803.00%-798.2pp | 81.02%-76.2pp |
| Employer contribution / active EE | $2,577 | $3,324-22.5% | $5,144-49.9% | $2,440+5.6% |
| Participant deferral / active EE | $5,540 | $3,260+69.9% | $5,198+6.6% | $3,608+53.6% |
| Admin fee / account holder | $7,618 | $5,880+29.6% | $13,956-45.4% | $5,124+48.7% |