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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,482 | $77,814+52.3% | $158,223-25.1% | $86,983+36.2% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 11.51% | 30.54%-19.0pp | 52.09%-40.6pp | 25.83%-14.3pp |
| Employer contribution / active EE | $2,759 | $2,592+6.4% | $4,109-32.8% | $2,584+6.8% |
| Participant deferral / active EE | $5,780 | $3,270+76.8% | $5,467+5.7% | $4,194+37.8% |
| Admin fee / account holder | $19,791 | $5,879+236.6% | $16,047+23.3% | $7,856+151.9% |