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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,681 | $77,920+30.5% | $149,723-32.1% | $75,177+35.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.03% | 31.72%-19.7pp | 134.50%-122.5pp | 160.75%-148.7pp |
| Employer contribution / active EE | $2,760 | $3,138-12.1% | $4,821-42.8% | $2,671+3.3% |
| Participant deferral / active EE | $5,452 | $3,411+59.8% | $5,682-4.1% | $4,126+32.1% |
| Admin fee / account holder | $7,633 | $5,951+28.3% | $13,215-42.2% | $5,651+35.1% |