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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,795 | $107,368+94.5% | $92,915+124.7% | $152,909+36.5% |
| Participation rate | 88.2% | 79.8%+8.4pp | 76.0%+12.2pp | 82.5%+5.8pp |
| Annual return | 10.61% | 145.64%-135.0pp | 109.45%-98.8pp | 345.46%-334.9pp |
| Employer contribution / active EE | $4,764 | $4,222+12.8% | $3,653+30.4% | $4,7640% |
| Participant deferral / active EE | $9,689 | $4,848+99.9% | $4,238+128.6% | $5,851+65.6% |
| Admin fee / account holder | $14,610 | $7,082+106.3% | $5,796+152.1% | $11,601+25.9% |