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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,679 | $124,351+150.6% | $109,188+185.5% | $167,553+86.0% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 24.43% | 26.04%-1.6pp | 25.76%-1.3pp | 478.89%-454.5pp |
| Employer contribution / active EE | $4,324 | $4,210+2.7% | $3,723+16.1% | $4,840-10.6% |
| Participant deferral / active EE | $8,199 | $5,257+56.0% | $4,654+76.2% | $6,343+29.3% |
| Admin fee / account holder | $4,696 | $7,975-41.1% | $6,755-30.5% | $12,316-61.9% |