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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,608 | $110,379+200.4% | $102,412+223.8% | $145,884+127.3% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 24.25% | 24.84%-0.6pp | 24.94%-0.7pp | 551.85%-527.6pp |
| Employer contribution / active EE | $3,343 | $4,216-20.7% | $3,870-13.6% | $4,662-28.3% |
| Participant deferral / active EE | $6,523 | $5,622+16.0% | $5,060+28.9% | $6,690-2.5% |
| Admin fee / account holder | $6,257 | $9,745-35.8% | $8,388-25.4% | $13,392-53.3% |