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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,322 | $133,998+92.0% | $112,263+129.2% | $134,545+91.3% |
| Participation rate | 84.6% | 78.6%+6.1pp | 75.1%+9.6pp | 81.2%+3.4pp |
| Annual return | -16.42% | 47.17%-63.6pp | 27.49%-43.9pp | 418.37%-434.8pp |
| Employer contribution / active EE | $3,457 | $4,040-14.4% | $3,636-4.9% | $4,742-27.1% |
| Participant deferral / active EE | $6,592 | $5,292+24.6% | $4,729+39.4% | $6,401+3.0% |
| Admin fee / account holder | $23,817 | $7,493+217.9% | $6,410+271.5% | $11,431+108.4% |