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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,395 | $106,115-71.4% | $85,969-64.6% | $125,389-75.8% |
| Participation rate | 58.3% | 84.1%-25.7pp | 76.5%-18.2pp | 83.2%-24.9pp |
| Annual return | 0.26% | 13.93%-13.7pp | 9.32%-9.1pp | 282.24%-282.0pp |
| Employer contribution / active EE | $932 | $4,537-79.5% | $3,474-73.2% | $4,866-80.9% |
| Participant deferral / active EE | $2,241 | $4,859-53.9% | $3,829-41.5% | $5,352-58.1% |
| Admin fee / account holder | $1,402 | $8,144-82.8% | $6,053-76.8% | $9,541-85.3% |