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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,395 | $45,438+6.5% | $80,004-39.5% | $59,633-18.8% |
| Participation rate | 66.7% | 63.7%+2.9pp | 73.0%-6.3pp | 68.7%-2.0pp |
| Annual return | -1.25% | 5.10%-6.4pp | 7.63%-8.9pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $890 | $1,236-28.0% | $2,473-64.0% | $2,203-59.6% |
| Participant deferral / active EE | $1,744 | $2,231-21.8% | $3,204-45.6% | $3,192-45.4% |
| Admin fee / account holder | $1,165 | $3,464-66.4% | $5,033-76.8% | $4,297-72.9% |