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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,957 | $53,596+41.7% | $90,657-16.2% | $64,173+18.4% |
| Participation rate | 79.5% | 64.5%+15.0pp | 74.0%+5.5pp | 69.6%+9.9pp |
| Annual return | -5.32% | 4.41%-9.7pp | 1.89%-7.2pp | 7.63%-13.0pp |
| Employer contribution / active EE | $1,002 | $1,503-33.3% | $2,532-60.4% | $2,381-57.9% |
| Participant deferral / active EE | $2,025 | $2,459-17.6% | $3,424-40.9% | $3,470-41.6% |
| Admin fee / account holder | $1,875 | $3,868-51.5% | $4,994-62.5% | $4,887-61.6% |