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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,192 | $49,025+43.2% | $87,502-19.8% | $62,881+11.6% |
| Participation rate | 80.5% | 64.9%+15.6pp | 73.8%+6.7pp | 69.3%+11.2pp |
| Annual return | 8.64% | 10.02%-1.4pp | 12.21%-3.6pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,931 | $1,372+40.8% | $2,550-24.2% | $2,281-15.3% |
| Participant deferral / active EE | $1,701 | $2,289-25.7% | $3,149-46.0% | $3,203-46.9% |
| Admin fee / account holder | $2,444 | $4,065-39.9% | $4,221-42.1% | $4,296-43.1% |