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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,341 | $58,523+73.2% | $99,479+1.9% | $72,976+38.9% |
| Participation rate | 83.3% | 64.6%+18.7pp | 73.8%+9.5pp | 69.5%+13.8pp |
| Annual return | 20.56% | 28.51%-7.9pp | 30.72%-10.2pp | 81.02%-60.5pp |
| Employer contribution / active EE | $971 | $1,512-35.8% | $2,540-61.8% | $2,440-60.2% |
| Participant deferral / active EE | $1,794 | $2,606-31.1% | $3,619-50.4% | $3,608-50.3% |
| Admin fee / account holder | $553 | $4,102-86.5% | $6,253-91.2% | $5,124-89.2% |