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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,121,236 | $84,236+1231.1% | $170,435+557.9% | $70,126+1498.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 10.41% | 23.06%-12.6pp | 205.94%-195.5pp | 73.15%-62.7pp |
| Employer contribution / active EE | $35,270 | $3,387+941.3% | $5,432+549.3% | $2,343+1405.7% |
| Participant deferral / active EE | $20,038 | $3,086+549.4% | $4,939+305.7% | $3,332+501.4% |
| Admin fee / account holder | $361,932 | $5,698+6251.6% | $13,881+2507.4% | $4,645+7691.1% |