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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,300,155 | $77,638+1574.6% | $156,551+730.5% | $62,881+1967.6% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.94% | 50.33%-48.4pp | 32.23%-30.3pp | 20.14%-18.2pp |
| Employer contribution / active EE | $32,358 | $3,444+839.6% | $5,501+488.2% | $2,281+1318.7% |
| Participant deferral / active EE | $18,575 | $3,046+509.9% | $4,871+281.3% | $3,203+479.9% |
| Admin fee / account holder | $21,815 | $5,561+292.3% | $13,028+67.4% | $4,296+407.8% |