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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,314,240 | $78,690+1570.2% | $161,489+713.8% | $87,485+1402.3% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 12.57% | 32.74%-20.2pp | 89.72%-77.1pp | 26.06%-13.5pp |
| Employer contribution / active EE | $41,783 | $2,588+1514.3% | $4,268+878.9% | $2,596+1509.4% |
| Participant deferral / active EE | $26,988 | $3,311+715.1% | $5,630+379.4% | $4,274+531.5% |
| Admin fee / account holder | $81,296 | $6,724+1109.1% | $16,006+407.9% | $7,775+945.6% |