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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $859,247 | $91,198+842.2% | $178,503+381.4% | $79,856+976.0% |
| Participation rate | 94.3% | 69.2%+25.1pp | 81.9%+12.4pp | 69.6%+24.6pp |
| Annual return | -3.45% | 24.20%-27.6pp | 151.12%-154.6pp | 31.71%-35.2pp |
| Employer contribution / active EE | $29,102 | $3,257+793.7% | $5,011+480.8% | $2,471+1077.7% |
| Participant deferral / active EE | $19,029 | $3,237+488.0% | $5,202+265.8% | $3,741+408.7% |
| Admin fee / account holder | $70,241 | $6,748+940.9% | $13,987+402.2% | $5,306+1223.7% |