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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,565 | $107,421+150.0% | $182,262+47.4% | $94,015+185.7% |
| Participation rate | 92.6% | 77.8%+14.8pp | 84.2%+8.4pp | 70.8%+21.8pp |
| Annual return | 6.38% | 21.32%-14.9pp | 140.60%-134.2pp | 17.84%-11.5pp |
| Employer contribution / active EE | $6,690 | $3,448+94.0% | $5,046+32.6% | $2,790+139.8% |
| Participant deferral / active EE | $11,401 | $6,558+73.9% | $8,276+37.8% | $4,249+168.3% |
| Admin fee / account holder | $7,443 | $8,692-14.4% | $16,712-55.5% | $8,951-16.8% |