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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,565 | $106,524+152.1% | $152,301+76.3% | $87,485+207.0% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.4%+10.1pp | 68.9%+23.7pp |
| Annual return | 6.38% | 26.89%-20.5pp | 80.50%-74.1pp | 26.06%-19.7pp |
| Employer contribution / active EE | $6,690 | $3,371+98.4% | $4,624+44.7% | $2,596+157.7% |
| Participant deferral / active EE | $11,401 | $6,525+74.7% | $8,004+42.4% | $4,274+166.8% |
| Admin fee / account holder | $7,443 | $8,287-10.2% | $14,398-48.3% | $7,775-4.3% |