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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,565 | $106,749+151.6% | $145,433+84.7% | $82,448+225.7% |
| Participation rate | 92.6% | 75.6%+16.9pp | 82.1%+10.5pp | 68.1%+24.5pp |
| Annual return | 6.38% | 27.59%-21.2pp | 66.58%-60.2pp | 41.64%-35.3pp |
| Employer contribution / active EE | $6,690 | $3,444+94.2% | $4,554+46.9% | $2,551+162.3% |
| Participant deferral / active EE | $11,401 | $6,519+74.9% | $7,897+44.4% | $4,139+175.4% |
| Admin fee / account holder | $7,443 | $8,390-11.3% | $13,129-43.3% | $7,234+2.9% |