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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,379 | $201,344+177.8% | $184,243+203.6% | $145,877+283.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.48% | 29.01%-5.5pp | 28.82%-5.3pp | 551.28%-527.8pp |
| Employer contribution / active EE | $15,156 | $7,022+115.8% | $6,427+135.8% | $4,663+225.0% |
| Participant deferral / active EE | $11,989 | $9,807+22.3% | $9,132+31.3% | $6,691+79.2% |
| Admin fee / account holder | $54,112 | $16,382+230.3% | $13,914+288.9% | $13,402+303.8% |