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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,466 | $167,522+131.3% | $151,639+155.5% | $134,532+188.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -14.31% | 7.81%-22.1pp | 3.34%-17.7pp | 418.27%-432.6pp |
| Employer contribution / active EE | $12,984 | $6,828+90.2% | $6,165+110.6% | $4,741+173.9% |
| Participant deferral / active EE | $12,468 | $8,986+38.7% | $8,363+49.1% | $6,401+94.8% |
| Admin fee / account holder | $3,508 | $13,780-74.5% | $11,613-69.8% | $11,429-69.3% |