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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,049 | $160,059+28.7% | $140,019+47.2% | $135,380+52.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 13.58% | 911.48%-897.9pp | 651.17%-637.6pp | 519.81%-506.2pp |
| Employer contribution / active EE | $8,462 | $6,420+31.8% | $5,605+51.0% | $4,779+77.1% |
| Participant deferral / active EE | $11,219 | $7,641+46.8% | $6,927+62.0% | $5,609+100.0% |
| Admin fee / account holder | $1,581 | $13,328-88.1% | $10,705-85.2% | $10,828-85.4% |