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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,265 | $153,769+14.0% | $133,975+30.8% | $273,972-36.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 5.51% | 36.51%-31.0pp | 29.29%-23.8pp | 41.46%-35.9pp |
| Employer contribution / active EE | $6,000 | $6,029-0.5% | $5,211+15.1% | $4,869+23.2% |
| Participant deferral / active EE | $9,587 | $6,958+37.8% | $6,282+52.6% | $5,287+81.3% |
| Admin fee / account holder | $4,803 | $11,765-59.2% | $9,324-48.5% | $10,133-52.6% |