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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,270 | $63,845+3.8% | $81,370-18.6% | $80,959-18.1% |
| Participation rate | 86.2% | 63.9%+22.3pp | 69.5%+16.6pp | 67.7%+18.5pp |
| Annual return | 8.34% | 16.37%-8.0pp | 24.85%-16.5pp | 35.67%-27.3pp |
| Employer contribution / active EE | $2,484 | $1,980+25.5% | $2,464+0.8% | $2,757-9.9% |
| Participant deferral / active EE | $3,297 | $3,093+6.6% | $3,885-15.2% | $4,300-23.3% |
| Admin fee / account holder | $4,669 | $5,688-17.9% | $5,749-18.8% | $6,925-32.6% |