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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,124 | $161,352+231.7% | $134,172+298.8% | $137,256+289.9% |
| Participation rate | 83.3% | 78.3%+5.0pp | 72.5%+10.9pp | 80.0%+3.4pp |
| Annual return | 12.66% | 28.72%-16.1pp | 25.30%-12.6pp | 220.34%-207.7pp |
| Employer contribution / active EE | $2,968 | $4,099-27.6% | $3,420-13.2% | $4,156-28.6% |
| Participant deferral / active EE | $8,217 | $5,552+48.0% | $4,690+75.2% | $6,407+28.3% |
| Admin fee / account holder | $18,648 | $15,028+24.1% | $12,016+55.2% | $12,270+52.0% |