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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,124 | $177,156+202.1% | $147,027+264.0% | $154,746+245.8% |
| Participation rate | 83.3% | 79.4%+4.0pp | 73.7%+9.6pp | 80.7%+2.6pp |
| Annual return | 12.66% | 21.94%-9.3pp | 20.23%-7.6pp | 172.34%-159.7pp |
| Employer contribution / active EE | $2,968 | $4,336-31.5% | $3,626-18.1% | $4,379-32.2% |
| Participant deferral / active EE | $8,217 | $5,797+41.8% | $4,933+66.6% | $6,730+22.1% |
| Admin fee / account holder | $18,648 | $14,904+25.1% | $12,223+52.6% | $14,365+29.8% |