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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,124 | $212,777+151.5% | $173,703+208.1% | $198,609+169.4% |
| Participation rate | 83.3% | 81.1%+2.3pp | 75.9%+7.4pp | 82.4%+1.0pp |
| Annual return | 12.66% | 18.82%-6.2pp | 17.46%-4.8pp | 202.70%-190.0pp |
| Employer contribution / active EE | $2,968 | $5,214-43.1% | $4,288-30.8% | $5,055-41.3% |
| Participant deferral / active EE | $8,217 | $5,697+44.2% | $4,854+69.3% | $6,977+17.8% |
| Admin fee / account holder | $18,648 | $19,536-4.5% | $15,562+19.8% | $19,030-2.0% |