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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,055 | $112,935+99.3% | $90,970+147.4% | $158,966+41.6% |
| Participation rate | 93.3% | 74.7%+18.6pp | 69.0%+24.3pp | 82.0%+11.4pp |
| Annual return | 8.37% | 215.79%-207.4pp | 134.58%-126.2pp | 302.95%-294.6pp |
| Employer contribution / active EE | $4,226 | $2,895+46.0% | $2,122+99.1% | $4,762-11.3% |
| Participant deferral / active EE | $5,372 | $4,129+30.1% | $3,373+59.3% | $5,983-10.2% |
| Admin fee / account holder | $23,028 | $8,045+186.2% | $5,960+286.4% | $11,250+104.7% |