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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,216 | $129,959+107.2% | $104,301+158.1% | $134,532+100.1% |
| Participation rate | 86.7% | 79.5%+7.1pp | 73.3%+13.4pp | 81.2%+5.4pp |
| Annual return | -14.26% | 42.04%-56.3pp | 24.61%-38.9pp | 418.27%-432.5pp |
| Employer contribution / active EE | $3,134 | $4,185-25.1% | $3,373-7.1% | $4,741-33.9% |
| Participant deferral / active EE | $6,822 | $5,589+22.1% | $4,626+47.5% | $6,401+6.6% |
| Admin fee / account holder | $25,562 | $9,325+174.1% | $7,340+248.2% | $11,429+123.7% |