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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,873 | $110,379+282.2% | $102,412+311.9% | $145,884+189.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.68% | 24.84%-16.2pp | 24.94%-16.3pp | 551.85%-543.2pp |
| Employer contribution / active EE | $3,463 | $4,216-17.9% | $3,870-10.5% | $4,662-25.7% |
| Participant deferral / active EE | $16,217 | $5,622+188.5% | $5,060+220.5% | $6,690+142.4% |
| Admin fee / account holder | $11,496 | $9,745+18.0% | $8,388+37.1% | $13,392-14.2% |