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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,865 | $115,814+162.4% | $101,275+200.0% | $158,982+91.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 0.05% | 56.16%-56.1pp | 46.48%-46.4pp | 302.99%-302.9pp |
| Employer contribution / active EE | $1,783 | $4,176-57.3% | $3,660-51.3% | $4,763-62.6% |
| Participant deferral / active EE | $4,853 | $4,958-2.1% | $4,371+11.0% | $5,983-18.9% |
| Admin fee / account holder | $26,229 | $7,249+261.8% | $5,948+341.0% | $11,252+133.1% |