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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,225 | $107,368+200.1% | $92,915+246.8% | $152,909+110.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 3.71% | 145.64%-141.9pp | 109.45%-105.7pp | 345.46%-341.7pp |
| Employer contribution / active EE | $3,652 | $4,222-13.5% | $3,6530% | $4,764-23.3% |
| Participant deferral / active EE | $8,421 | $4,848+73.7% | $4,238+98.7% | $5,851+43.9% |
| Admin fee / account holder | $6,828 | $7,082-3.6% | $5,796+17.8% | $11,601-41.1% |