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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,961 | $124,351+186.3% | $109,188+226.0% | $167,553+112.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 25.45% | 26.04%-0.6pp | 25.76%-0.3pp | 478.89%-453.4pp |
| Employer contribution / active EE | $2,485 | $4,210-41.0% | $3,723-33.3% | $4,840-48.7% |
| Participant deferral / active EE | $13,603 | $5,257+158.8% | $4,654+192.3% | $6,343+114.5% |
| Admin fee / account holder | $2,510 | $7,975-68.5% | $6,755-62.8% | $12,316-79.6% |