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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,670 | $133,998+143.0% | $112,263+190.1% | $134,545+142.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -10.30% | 47.17%-57.5pp | 27.49%-37.8pp | 418.37%-428.7pp |
| Employer contribution / active EE | $2,471 | $4,040-38.8% | $3,636-32.0% | $4,742-47.9% |
| Participant deferral / active EE | $11,231 | $5,292+112.2% | $4,729+137.5% | $6,401+75.5% |
| Admin fee / account holder | $7,630 | $7,493+1.8% | $6,410+19.0% | $11,431-33.3% |