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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,591 | $63,703+35.9% | $93,063-7.0% | $82,448+5.0% |
| Participation rate | 74.4% | 63.8%+10.6pp | 72.1%+2.3pp | 68.1%+6.3pp |
| Annual return | 11.67% | -775.43%+787.1pp | 34.15%-22.5pp | 41.64%-30.0pp |
| Employer contribution / active EE | $730 | $1,729-57.8% | $2,476-70.5% | $2,551-71.4% |
| Participant deferral / active EE | $2,294 | $2,919-21.4% | $3,958-42.0% | $4,139-44.6% |
| Admin fee / account holder | $3,697 | $5,982-38.2% | $6,033-38.7% | $7,234-48.9% |