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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,591 | $73,107+18.4% | $114,563-24.4% | $87,485-1.0% |
| Participation rate | 74.4% | 65.8%+8.6pp | 72.9%+1.5pp | 68.9%+5.5pp |
| Annual return | 11.67% | 19.47%-7.8pp | 241.09%-229.4pp | 26.06%-14.4pp |
| Employer contribution / active EE | $730 | $1,881-61.2% | $2,592-71.8% | $2,596-71.9% |
| Participant deferral / active EE | $2,294 | $3,144-27.0% | $4,142-44.6% | $4,274-46.3% |
| Admin fee / account holder | $3,697 | $5,770-35.9% | $7,623-51.5% | $7,775-52.5% |