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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,591 | $63,354+36.7% | $94,105-8.0% | $82,637+4.8% |
| Participation rate | 74.4% | 63.8%+10.6pp | 71.9%+2.4pp | 68.1%+6.3pp |
| Annual return | 11.67% | 34.36%-22.7pp | 204.55%-192.9pp | 53.51%-41.8pp |
| Employer contribution / active EE | $730 | $1,760-58.5% | $2,504-70.8% | $2,552-71.4% |
| Participant deferral / active EE | $2,294 | $2,873-20.2% | $3,881-40.9% | $4,126-44.4% |
| Admin fee / account holder | $3,697 | $5,073-27.1% | $6,199-40.4% | $7,339-49.6% |