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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,530 | $49,025-5.1% | $87,502-46.8% | $62,881-26.0% |
| Participation rate | 81.6% | 64.9%+16.7pp | 73.8%+7.8pp | 69.3%+12.3pp |
| Annual return | 6.31% | 10.02%-3.7pp | 12.21%-5.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $606 | $1,372-55.8% | $2,550-76.2% | $2,281-73.4% |
| Participant deferral / active EE | $1,742 | $2,289-23.9% | $3,149-44.7% | $3,203-45.6% |
| Admin fee / account holder | $1,195 | $4,065-70.6% | $4,221-71.7% | $4,296-72.2% |