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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,681 | $52,353-3.2% | $120,225-57.8% | $82,448-38.5% |
| Participation rate | 34.5% | 58.3%-23.8pp | 69.6%-35.1pp | 68.1%-33.6pp |
| Annual return | 17.44% | 61.85%-44.4pp | 439.23%-421.8pp | 41.64%-24.2pp |
| Employer contribution / active EE | $558 | $1,510-63.1% | $3,475-84.0% | $2,551-78.1% |
| Participant deferral / active EE | $2,710 | $2,627+3.2% | $3,999-32.2% | $4,139-34.5% |
| Admin fee / account holder | $1,122 | $4,363-74.3% | $5,696-80.3% | $7,234-84.5% |