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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,681 | $56,116-9.7% | $135,768-62.7% | $86,983-41.7% |
| Participation rate | 34.5% | 60.1%-25.6pp | 71.1%-36.6pp | 69.5%-35.1pp |
| Annual return | 17.44% | 125.33%-107.9pp | 526.10%-508.7pp | 25.83%-8.4pp |
| Employer contribution / active EE | $558 | $1,528-63.5% | $3,394-83.6% | $2,584-78.4% |
| Participant deferral / active EE | $2,710 | $2,690+0.8% | $3,977-31.9% | $4,194-35.4% |
| Admin fee / account holder | $1,122 | $4,314-74.0% | $7,048-84.1% | $7,856-85.7% |