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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,681 | $53,063-4.5% | $124,206-59.2% | $82,637-38.7% |
| Participation rate | 34.5% | 58.4%-23.9pp | 69.6%-35.1pp | 68.1%-33.6pp |
| Annual return | 17.44% | 68.87%-51.4pp | 515.27%-497.8pp | 53.51%-36.1pp |
| Employer contribution / active EE | $558 | $1,530-63.6% | $3,540-84.2% | $2,552-78.1% |
| Participant deferral / active EE | $2,710 | $2,644+2.5% | $3,968-31.7% | $4,126-34.3% |
| Admin fee / account holder | $1,122 | $4,281-73.8% | $5,929-81.1% | $7,339-84.7% |