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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,580 | $46,689-47.4% | $117,498-79.1% | $68,495-64.1% |
| Participation rate | 51.9% | 56.8%-4.9pp | 70.6%-18.8pp | 67.9%-16.0pp |
| Annual return | -17.61% | -14.52%-3.1pp | 29.75%-47.4pp | -7.84%-9.8pp |
| Employer contribution / active EE | $508 | $1,505-66.3% | $4,178-87.8% | $2,596-80.4% |
| Participant deferral / active EE | $2,311 | $2,637-12.4% | $4,071-43.2% | $4,028-42.6% |
| Admin fee / account holder | $1,490 | $4,021-62.9% | $5,646-73.6% | $5,403-72.4% |