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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,411 | $176,688-78.8% | $130,660-71.4% | $152,885-75.5% |
| Participation rate | 54.2% | 79.0%-24.8pp | 71.7%-17.6pp | 82.5%-28.3pp |
| Annual return | 17.48% | 2693.08%-2675.6pp | 1709.29%-1691.8pp | 345.39%-327.9pp |
| Employer contribution / active EE | $393 | $5,743-93.2% | $4,092-90.4% | $4,763-91.7% |
| Participant deferral / active EE | $1,251 | $4,362-71.3% | $3,603-65.3% | $5,851-78.6% |
| Admin fee / account holder | $3,047 | $7,131-57.3% | $5,463-44.2% | $11,598-73.7% |