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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,766 | $150,447-38.3% | $136,298-31.9% | $147,586-37.1% |
| Participation rate | 94.4% | 84.4%+10.0pp | 81.9%+12.5pp | 82.8%+11.6pp |
| Annual return | 25.43% | 1049.15%-1023.7pp | 5156.27%-5130.8pp | 578.59%-553.2pp |
| Employer contribution / active EE | $9,034 | $5,256+71.9% | $4,696+92.4% | $4,876+85.3% |
| Participant deferral / active EE | $12,770 | $6,631+92.6% | $6,247+104.4% | $5,439+134.8% |
| Admin fee / account holder | $13,190 | $10,906+20.9% | $9,244+42.7% | $10,886+21.2% |