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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,883 | $165,399-19.1% | $149,745-10.6% | $158,982-15.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.32% | 348.34%-334.0pp | 276.72%-262.4pp | 302.99%-288.7pp |
| Employer contribution / active EE | $7,157 | $5,105+40.2% | $4,646+54.1% | $4,763+50.3% |
| Participant deferral / active EE | $12,261 | $7,183+70.7% | $6,843+79.2% | $5,983+104.9% |
| Admin fee / account holder | $17,500 | $10,811+61.9% | $9,312+87.9% | $11,252+55.5% |